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Contractors Plant & Machinery (C.P.M.)
Electronic Equipment Insurance |
As we all know Insurance is a service industry and services are tested whenever a claim arises, thus the importance of prompt settlement of claim by any insurance company cannot be over emphasized. Shaheen Insurance Co. Ltd. pays special attention to prompt claims settlement.
To lodge a claim on us, please fill in the relevant claim form and E-mail it to us. On receipt of your mail we will let you know of all the documents required by us to process your claim. If required, we will depute a surveyor to conduct the investigation and ascertain the loss. When the loss has been substantiated and provided the claim falls within the scope of the policy, we will send you our cheque in settlement.
WHAT IS MEDICAL INSURANCE:
Medical Insurance guards against unforeseen cash flows and financial hardships arising due to ailments, accidents and other natural causes necessitating Hospitalisation.
By paying a nominal amount of premium, one ensures:
- FIXED CASH FLOWS
- PEACE OF MIND
- QUALITY HEALTHCARE
OUR SERVICES:
SHAHEEN HEALTHCARE offers packages on a ‘FEE FOR SERVICE’ arrangement. The FFS packages include coverage of the following:
HOSPITALISATION AND SURGICAL BENEFITS
1. Of costs visits by a general practitioner or specialist whilst in hospital.
2. Of costs diagnostic examinations and non-surgical procedures.
3. Of costs surgical procedures and operations.
4. Hospital charges including pharmacy & laboratory investigations
MATERNITY BENEFITS
Maternity cover is annual and extends to both normal delivery and cesarean cases, including
1. Hospital charges.
2. Labour room and theatre charges.
3. Delivery fees.
4. Nursery care while the mother is confined.
5. Circumcision in cases of male babies within the first month.
DREAD DISEASE COVER
It is an annual cover and includes the following diseases:
1. Myocardial Infarction (Heart Attack)
2. Coronary Artery Disease (Heart By-pass)
3. Stroke
4. Cancer
5. Kidney Failure
6. Organ Transplant
7. Hepatitis ‘B’ (Chronic Hepatitis)
8. Major Burns
9. Coma
SPECIALISED INVESTIGATIONS
This includes benefits to cover costs incurred on highly specialized investigations consequent upon recommendation of a specialist only within ailments. These include the following tests:
1. Ct Scans.
2. Mri.
3. Nuclear Scans.
4. Endoscopies
5. Diagnostic Laporoscopies
6. Ercp (Endoscopic Retrograde Cholangio-Pancreatography).
7. Angiographies.
FFS PACKAGES:
FFS PACKAGE A:
It includes an ‘Ailment Limit’ which is the maximum monetary benefit that can be availed for one ailment by each insured.
FFS PACKAGE B:
It includes an ‘Annual Limit’ which is the maximum monetary benefit that can be availed for a period of twelve months by the insured.
OUR REGRETS:
We will be unable to help if you acquire:
1. Cosmetic treatment.
2. Treatment to reduce Obesity.
3. Treatment for infertility and impotence.
4. Treatment and operations of choice and non-essential items.
5. Injury or illness due to non-adherence of medical advice.
6. Injury or illness due to willful exposure to danger.
7. Intentional self-inflicted injury.
INSURANCE PROCEDURE:
The insured will be issued:
- A Shaheen ID card
- A letter of authority
In order to prepare these, we require:
- Three Passport size photographs
- Ages / Dates of birth
- Photostat of NIC
PAYMENT PROCEDURE
PANEL HOSPITAL
Shaheen Insurance has credit arrangements with a panel of hospitals where patients just have to show their insurance cards and authority letters provided by Shaheen Insurance Company in order to get services without paying anything.
NON-PANEL HOSPITAL
A non-panel hospital can only be accessed in case of an emergency situation whereby the employees are reimbursed at actual on the production of the bills detailing the costs incurred during hospital stay on a prescribed claim form.
LIST OF PANEL HOSPITALS:
KARACHI
1. Agha Khan University Hospital
2. Agha Khan Hospital for Women, Garden
3. Agha Khan Hospital for Women, Karimabad
4. Agha Khan Hospital for Women & Children, Kharadar
5. 7th Day Adventist Hospital
6. Anklesaria Nursing Home
7. Atia General Hospital
8. Dar-ul-Sehat Hospital
9. Imam Clinic
10. Liaquat National Hospital
11. Murshid Hospital
12. Zia-ud-Din Medical University Hospital
LAHORE
1. Ittefaq Hospital, Model Town
2. Fatima Memorial Hospital, Shadman
3. Shalimar Hospital, Shalimar link road
4. Adil Hospital, Defence Housing Society
5. Family Hospital, Family Road
6. Farooq Hospital, Allama Iqbal Town
7. Masood Hospital, Garden Town
8. Surgemed Hospital, Zafar Ali Road
9. National Hospital & Medical Centre, Defence Housing Society
10. Hameed Latif Hospital, Garden Town
11. Hajirah Medical complex
12. Faisal hospital
RAWALPINDI / ISLAMABAD
1. Healers Medical Centre
2. Maryam Memorial Hospital
3. Bilal Hospital
4. Shifa International Hospitals Ltd.
5. Ali Medical Centre
6. Ali Hospital
7. Islamic International Medical Complex
PESHAWAR
1. Al Khidmat Hospital
HYDERABAD
1. Wali Bhai Rajputana Hospital
2. Agha Khan Maternity & Child Care Centre
SIALKOT
1. Idrees Hospital
2. National Hospital
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